Bumpy Credit

Is your credit keeping you from the best mortgage rates or obtaining a home? I can help!

Your credit history is an integral part of the mortgage approval process because that history is a reliable indicator of how you will manage your mortgage and your finances in the future. Your credit score provides a snap shot of your perceived lending risk at a particular moment in time. It can change from month to month, which provides a great opportunity for you to improve your score if you need to with the right credit behaviours.

Unfortunately, a less-than-stellar credit rating can affect your ability to get the best mortgage rates or even a mortgage at all. You may not realize how much money your credit situation could cost you. That’s why it’s a good idea to contact me as soon as you can. I can review your situation and coach you on how best to improve your credit over time. As your good credit history becomes established, in due course your borrowing options will increase. If you wish to get a mortgage or a home while you work on bettering your score, I can also advise you on how that may be possible.

Your good credit is your passport to financial opportunities but bumpy credit today doesn’t mean you should give up. I offer a free consultation on how you can improve your credit quickly. I also work closely with government licensed debt settlement company. I’m here to help.

Sincerely,

Mike Parker

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